Self-Help Homeownership Opportunity Program (SHOP)

Department of Housing and Urban Development · HUD

CFDA Numbers

14.247

Award Ceiling

$12.0M

Award Floor

$1.1M

Expected Awards

Close Date

Jun 25, 2026

Section I

How to Apply

Apply Online ↗

View on grants_gov ↗

Program Contact

RHED@hud.gov
1-877-787-2526

Section II

Eligibility

Eligible applicants include public or private nonprofit organizations and faith based organizations, or a consortium of public or private nonprofit organizations. Eligible applicants are defined as:National Organization: A public or private nonprofit organization that carries out self-help homeownership housing activities or funds affiliates (See Section VIII.F.) that carry out these activities on a national scale.Regional Organization: A public or private nonprofit organization that carries out self-help homeownership housing activities or funds affiliates that carry out these activities on a regional scale.A regional area is a geographic area (See Section VII.F.), such as the Southwest or Northeast that includes at least two states.The states in the region need not be contiguous, and the service area of the organization need not precisely conform to state boundaries.Consortium: Two or more public or private nonprofit organizations located in at least two states that enter into an agreement to submit one (1) application for SHOP grant funds to carry out self-help homeownership housing activities on a national or regional basis. Individual consortium members may carry out self-help homeownership housing activities or fund affiliates to carry out these activities.The consortium must designate one (1) member as the lead entity to act on behalf of all consortium members.The lead entity is responsible and accountable for the timely performance and compliance of all consortium members.The consortium must execute a new written agreement with each affiliate that is receiving funding under the consortium's FY2024/2025 SHOP funds. The consortium cannot amend a prior written agreement.All applicants must demonstrate the following:Show that you, your affiliates, or consortium members have the capacity and experience to provide or facilitate self-help homeownership opportunities on a national or regional basis.Evidence that you will directly undertake eligible SHOP activities and/or enter into a written agreement with one or more nonprofit affiliate organizations to carry out eligible activities. Individuals, foreign entities, and sole proprietorship organizations are not eligible to compete for, or receive, awards made under this announcement.

Eligible Applicant Types

12, 25

Section III

Description

This NOFO solicits applications for the Self-Help Homeownership Opportunity Program (SHOP). This grant awards funds to eligible national and regional nonprofit organizations and consortia to purchase home sites and develop or improve the infrastructure needed to set the stage for sweat equity and volunteer-based homeownership programs. The SHOP program is a tool to promote the production of affordable housing for low-income persons and families, including first-responders, veterans, and persons with disabilities, while fostering safe, stable neighborhoods in communities nationwide.The SHOP grant program provides competitive awards to national and regional nonprofit organizations and consortia to purchase home sites and develop or improve the infrastructure needed to set the stage for sweat equity and volunteer-based homeownership programs and to promote the production of affordable housing for low-income persons and families, including veterans, homeless persons , first responders, and persons with disabilities . The SHOP units must:Be sold to homebuyers at below market prices;Homebuyers must be low-income and contribute a significant amount of sweat equity towards the development of their SHOP home; andSHOP homes must be non-luxury units that comply with state and local codes, ordinances, and zoning requirements, and with all other SHOP requirements.Applicants must also:Propose to use a significant amount of SHOP grant funds in at least two states.Use the SHOP grant funds for only land acquisition, infrastructure improvements, and reasonable and necessary planning and administration costs (not to exceed 10 percent).The average SHOP expense for the combined cost of land acquisition and infrastructure improvements cannot exceed $25,000 per SHOP unit.Applicants must leverage other public and private funds to pay for the construction or rehabilitation costs of every SHOP unit.Leveraged funds may also be used for other program costs not covered by SHOP grant funds.All communications between HUD, SHOP applicants, SHOP awardees, and SHOP beneficiaries must be in English. The application must be received through Grants.gov in English.This NOFO makes available $24,000,000 ($12,000,000 in FY2025 and $12,000,000 in FY2024) to carry out eligible activities of the SHOP program.

Section IV

Key Dates

Posted: May 11, 2026
Closes: Jun 25, 2026