Life Insurance for Veterans - Direct Payments for Insurance

Objective

To provide direct insurance payments, including advance payments disbursed as loans, to Veterans and their beneficiaries for claims based on death or other qualifying circumstances. Payments may be authorized for United States Government Life Insurance (USGLI), National Service Life Insurance (NSLI), and Veterans Mortgage Life Insurance (VMLI). 38 U.S.C. 1901-1963; 38 U.S.C. 2106.

Who Can Apply

• Veteran (including dependents)

Veterans currently insured under USGLI, NSLI, or VMLI. Payment cannot be made if it causes the insurance proceeds to revert back to a State (as in cases where there are no permissible heirs to pay). 38 U.S.C. 1950; 38 U.S.C. 1917(d).

Who Benefits

• Veteran (including dependents)
• Active-Duty Service Person (including dependents
• Reservist (including dependents)

Payment may be made on a claim to a designated beneficiary, a representative of the estate, a minor or incompetent, or another designee filing for benefits. 38 U.S.C. 1917. A beneficiary may assign all or a portion of his or her share of the insurance to a restricted class of the insured's relatives. 38 U.S.C. 1918(b). Payments may also be made to the policyholder for loan or dividend amounts. 38 CFR 8.11(b); 38 CFR 6.14; 38 CFR 8.10; 38 CFR 6.11.

Assistance Types

• Indemnity/Insurance (non-loan)

Program Contact

29A.VBAINS@va.gov
215-842-2000