7(a) Loan Guarantees

Objective

Provides aid and assistance to small businesses by providing SBA guarantees on loans from lenders to eligible for-profit small businesses, which are unable to obtain financing in the private credit marketplace but can demonstrate an ability to repay loans if granted, in a timely manner. The SBA guarantees 7(a) Program Loans through various loan processing methods including: (1) Standard 7(a) Loans; (2) 7(a) Small Loans; (3) SBA Express Loans; (4) CAPLine Loans; (5) the Qualified Employee Trust (ESOP) Loans; (6) International Trade Loans; (7) Export Express Loans; (8) Export Working Capital Program (EWCP) Loans; (9) Manufacturers’ Access to Revolving Credit (MARC) Loans; and (10) Pilot (temporary) Programs.

Who Can Apply

• Small Business Person

Small Business is based the size standard on either number of employees or annual receipts based on the North American Industry Classification system (NAICS)

Who Benefits

• Small Business Person

Small Business is based the size standard on either number of employees or annual receipts based on the North American Industry Classification system (NAICS)

Assistance Types

• Loan Guarantee

Program Contact

answerdesk@sba.gov
800-827-5722