Very Low-Income Housing Repair Loans and Grants

Objective

Improve quality of life for very low-income owner-occupants in rural areas.

Who Can Apply

• Homeowner

Applicants must own and occupy a home in a rural area; and be a citizen of the United States or reside in the United States after having been legally admitted for permanent residence. Loan recipients must have sufficient income to repay the loan. Grant recipients must be 62 years of age or older and be unable to repay a loan for that part of the assistance received as a grant. Applicant's income may not exceed the very low-income limit set forth in RD Handbook.

Who Benefits

Applicants must own and occupy a home in a rural area; and be a citizen of the United States or reside in the United States after having been legally admitted for permanent residence . Loan recipients must have sufficient income to repay the loan. Grant recipients must be 62 years of age or older and be unable to repay a loan for the part of the assistance received as a grant. Applicant's income may not exceed the very low-income limit set forth in RD Handbook.

Assistance Types

• Grant
• Direct Loan

Program Contact

andria.hively@usda.gov
253-384-6907